Loan-Approval Model

Role: Applied Science - MAIDAP

Frequency: Reported

Design a model that approves or denies thousands of loan applicants using features such as birth date, sex, age, income, rent, credit score, debt-to-income ratio, employment status, and employer.

Discuss:

• modeling choices;
• how to reduce the amount or dimensionality of the data; and
• gradient descent.

The source did not preserve evaluation metrics, fairness constraints, training data details, or deployment requirements.